FAQ Blog
List of Services
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CIA Wishes You A Happy Thanksgiving! (Denton, TX) From all our friends here at Century Insurance Agency, we wish you and your family a joyous, peaceful, and quiet Thanksgiving! Thank you for choosing Century Insurance Agency; we're so grateful!CIA Wishes You A Happy Thanksgiving! (Denton, TX)
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Are Annuities Taxable? (Denton, TX) Investors who are seeking smart and safe ways to prepare for the future, often ask whether or not annuities are exempt from income taxes. Well as it turns out, annuities are not entirely tax exempt, but investors do have several options on when and how they wish to pay for taxes on those annuities. Now, some annuities give the investor the option of paying income taxes up front, which means that income earned from the annuity over time will not count as income and therefore will not be taxed. Other types of annuities can be initiated with pre tax dollars. And what this means is that payment into the annuity is not taxed, but income received from the annuity will then be subject to taxes. The best choice. Uh most often depends on your income now and what you expect your income to be uh when the annuity is matured. Now, if you predict these wisely, it can help you pay less taxes overall, it's important to note also that annuities like all investments out there are complex and they are subject to risk. So of course, be sure to speak with your financial advisor to help you evaluate the best options.Are Annuities Taxable? (Denton, TX)
We’d be happy to review your insurance coverage options with you! Give us a call at (866) 445-5599 or visit https://ciaauto.com. -
Agency Intro (Denton, TX) At our agency, we believe you deserve top-quality service, period. That’s why we’re committed to giving you the best of us. We’ll make sure you have the right coverage, the right discounts, and can take comfort in knowing the things that matter most to you are protected.Agency Intro (Denton, TX)
We also believe in giving back. As agents of change in our community, our agency will rally around a new community cause. Together, we can positively impact the lives of others around us. So for every friend you recommend to our agency for a quote, we’ll make a donation. To someone in need on your behalf.
But why stop there? If you personally know of a child, a family, or an individual going through a tough time and think we can help them, let us know. We’ll do our best to include them in our community cause program.
If you’d like to learn more about other great local services in our area, be sure to check out the concierge tab on our website. This serves as your local business field guide, and we’ll continue to add new businesses that have been recommended by our customers.
Lastly, don’t miss our monthly publication called Our Hometown magazine. It contains a local events billboard, delicious recipes, and other useful articles. Customers receive a new issue delivered to their email inboxes each month. Call us for a comparison quote or policy review today.
We’d be happy to review your insurance coverage options with you!
Give us a call at (866) 445-5599 or visit https://ciaauto.com. -
Concierge Program Overview (Denton, TX) Finding the best service providers in town can be frustrating. That's why we want to share our concierge program with you. We're your local field guide to businesses that provide top-quality service.Concierge Program Overview (Denton, TX)
Looking for reliable assistance with your real estate needs? New restaurant? Auto mechanic? Chiropractor? Our concierge program is your one-stop resource. It's free to use, and we don't charge businesses to be listed either.
But they can only be added if a customer or our team recommends them. Several concierge members are even featured each month in our magazine publication called Our Hometown, which also includes articles to help you live well and thrive. Have you had a terrific service from another business recently? Let us know, and we'll consider their addition to the program.
In need of a service now? Simply click the concierge program menu link at the top of our website and then select the category of service.
We’d be happy to review your insurance coverage options with you! Give us a call at (866) 445-5599 or visit https://ciaauto.com.

At Century Insurance Agency, we know how powerful a single moment can be—especially for families facing unimaginable challenges. That’s why we’re proud to support Ally’s Wish as our Community Cause partner this campaign cycle. Ally’s Wish is a North Texas nonprofit with a truly beautiful mission: granting last wishes to young, terminally ill mothers with children. These wishes—whether it’s a family trip, a special experience, or even something simple like a day without worry—become lasting memories for the families left behind. It’s not just about the wish itself, but the joy, love, and connection it brings in a time that matters most. Inspired by the life of Allyson Hendrickson, a brave mom whose journey with cancer showed the strength of a mother’s love, this organization continues her legacy by reminding families that they are not alone—and that even in the hardest moments, there is space for hope, laughter, and togetherness. We want to help make more of those moments possible. Every time you refer a friend, family member, or neighbor to our agency, we’ll donate $10 to Ally’s Wish. Your referral could help a mom check something off her wish list—and give her family a memory to hold onto forever. We believe in showing up for one another. In making kindness count. And in giving back to causes that truly matter. Thank you for helping us support these strong, beautiful families—one wish at a time.

Since 1974, Span Transit, in partnership with Meals on Wheels of Denton County, has been a shining example of kindness and support for the seniors in our community. At Century Insurance Agency, we are deeply honored to contribute to this noble cause, ensuring that our elderly neighbors receive not just meals, but also a ray of warmth and genuine care right to their doorsteps. Our focus is on enhancing the Meals on Wheels program, a lifeline that delivers much more than nutritious food—it brings smiles, sustains spirits, and forges meaningful connections between generations. These deliveries aren’t just about food; they are vital social visits that brighten the days of many seniors, providing them with comfort and a cherished link to the community. At Century Insurance Agency, we recognize the profound impact a simple act of kindness can have. It's not merely about the nutrients in the meals; it’s about the message they carry: "You are not forgotten. We care deeply." By joining hands with Span and Meals on Wheels, we are committed to broadening this message, ensuring every senior knows they are valued and cared for. We aim to make every meal delivery a token of compassion and a reminder that they are an important part of our community. Together, we are not just delivering meals; we are nurturing our community’s spirit, one heartfelt meal at a time, making sure that our actions resonate well beyond the moment of delivery. This partnership is a testament to what we can achieve when we come together to care for the most vulnerable among us, ensuring they live with dignity and joy.

Founded in 1982, the North Texas Food Bank (NTFB) has been a beacon of hope, tirelessly working to close the hunger gap in our region. Serving nearly 500 Partner Agencies across 13 counties, NTFB addresses a pressing issue: 1 in 7 North Texans faces food insecurity. Their mission to provide access to nutritious food is more critical than ever, and in 2024 alone, they have delivered over 106 million nutritious meals to those in need. Recognizing the importance of this vital cause, we are excited to announce our partnership with NTFB as the newest beneficiary of our Community Cause Program. For every referral you make to Century Insurance Agency for a no-obligation insurance quote over the next three months, we will donate $10 in your name to NTFB. By simply sharing the name of someone who could benefit from a quote, you can play a part in supporting this incredible organization. Your referrals not only help our agency grow but also provide essential resources and nourishment to those who are struggling with hunger. Join us in this heartfelt effort to uplift our community. Together, we can make a significant impact, one referral at a time. Thank you for your support and for being an essential part of this important journey. Your kindness can help change lives!

At Winning The Fight (WTF), our commitment to community enrichment and compassionate action is unwavering. Understanding the profound impact of addiction education and support, we proudly support this vital cause. WTF is dedicated to offering essential resources, support, and education to individuals and families facing addiction. By collaborating with local communities, they ensure everyone receives the necessary help to overcome substance abuse and rebuild their lives. To enhance our impact, for every referral you make to our agency for a no-obligation insurance quote over the next three months, we will donate $10 in your name to WTF. This initiative underscores our broader commitment to making a positive, lasting difference—helping those affected by addiction find the support they need to thrive. Join us in this noble endeavor as we work together to foster a healthier, stronger community.

At Century Insurance Agency, we pride ourselves on our unwavering commitment to both community enrichment and compassionate action. Recognizing the deep connections between animals and the well-being of our community, we are thrilled to announce our partnership with Humane Tomorrow, a respected and vital organization in North Texas. Humane Tomorrow is renowned for its dedication to rescuing and responsibly rehoming animals and educating the public on pet care. By working closely with local foster networks, they ensure every animal receives the love and care they deserve until a forever home is found. To magnify our impact, for every referral you make to our agency for a no-obligation insurance quote during the next three months, we will donate $10 in your name to Humane Tomorrow. This initiative reflects our broader commitment to making a positive, lasting impact—helping our furry friends find the support they need to thrive. Join us in this noble cause as we work together to create a better future for our community's animals.

At Century Insurance Agency, we hold a deep conviction about the importance of nurturing and supporting our youth. Our children are the beacon of our future, and ensuring their well-being and success is imperative. Unfortunately, many children in our North Texas community face challenges that hinder their educational progress and life achievements. We're committed to empowering these young individuals and helping to give them every opportunity they can to prosper. That's why we've chosen to support Communities in Schools North Texas (CISNT) in their commendable mission. Communities in Schools North Texas is a vital force in our region, dedicated to surrounding students with a supportive network, empowering them to stay in school and succeed in life. They work tirelessly in and around Denton County, providing essential resources and guidance to students who need it most. By intervening effectively, CISNT plays a crucial role in steering these young lives towards brighter, more hopeful futures. For every friend or family member you refer to our agency for a no-obligation quote over the next three months, we will donate $10 in your name to CISNT. Together, we can be a part of a meaningful change- ensuring these children receive the support they need to thrive.

" Y ou can have the lowest price or the lowest cost, but never at the same time" Y ou may have heard this axiom before, but it pertains to insurance more than any other product you will ever buy. Insurance policies vary widely and various companies offer many optional endorsements. How do you know what is or is not included? How do you compare the quotes of different companies? It takes an expert to read and decipher all of the hundreds of different endorsements available. Just comparing the deductibles and limits of two different policies is a bad way to compare. Buying half of a steak for 2/3 the price is not cheaper. It’s actually more expensive. Buying a car with no engine is cheaper; but you aren’t going anywhere in it. The lowest insurance price is often so because important coverages have been left off the policy. The policy with the lowest cost of ownership may be close the lowest price, but give you a much better level of protection. How do you know? Ask us. We will explain and help you make informed decisions. As an independent agency, we represent dozens of carriers offering multiple options of coverage. We can explain and help make the process simple. And, we can offer you a half dozen good choices to consider. This way, you are assured to get the best value and the best agency at the same time.